Alliance and Leicester research has been done has shown that UK holidaymakers pay £ 1.3bn more than they need travel insurance each year. Yet travel insurance seems to be relatively inexpensive - typically about 25 £ per week abroad. So how we manage so overspend too?
About 60% of us are taking 'easy' choice and use of travel agencies to obtain insurance at the same time we book our vacation. In fact, insurance sold through agencies helps to increase their profits and they can be up to five times the purchase price separately. In some cases travel insurance is promoted as 'free' add-on with the package - but the reality is that you will be paying for it somewhere along the line.
The fact is that online travel companies have blown the market wide open holidays. Without the overheads of running high street stores, online retailers can cheap flights, hotels and car rental offer. It also includes travel insurance.
Using moneysupermarket.com you the cheapest travel insurance quotes, compared with more than 500 travel insurance policies in minutes to find. Although other factors to check there - including coverage for you - it is safe, does not assume the cheapest travel insurance is the worst as some of the more expensive policies on the market does not cover enough. Use our price comparison tool to make sure you are getting the best deal available.
Most travel insurance policies also include too - is that you pay a set amount towards any claim that pre-between you and your travel insurance company. This could be the standard (mandatory) or its value can be voluntary, meaning that most of you too, reducing your premium.
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